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Although you may think that you are saving a lot of money by driving without car insurance, you are actually taking a very high risk which could see you paying out a lot more than the actual cost of car insurance for your vehicle and even face jail.

The risks of driving without insurance

The risks of driving without insuranceThere are several reasons why it is a very bad idea to drive without proper motor insurance. First and foremost, it is illegal; if you drive without insurance you are liable to an IN10 'Driving with no insurance' penalty.It may seem like a good idea at the time to save yourself a considerable about money by failing to take out insurance cover for your vehicle. You may of course drive around for a long period without being involved in any kind of accident or being stopped by the police. However, it is certain that in the end, one of these two things will definitely happen.The idea of car insurance is that you take out a policy, and hopefully you will never need it. Therefore, it may seem like a waste of money, but "car insurance" is there to protect you and others, should you be involved in a minor or serious accident.So you may be lucky and drive around for let's say two years without ever having even a near miss. But then, you get involved in a minor bump. Now you will become liable for those legal penalties.The IN10 can result in 6 to 8 penalty points and/or a ban from driving, and in addition a fine of up to 5,000. If you already have points on your licence, you could receive an automatic ban.Once you have been convicted of an IN10, it can then be extremely difficult to find any insurance cover. In addition, even if you do, it will certainly come with a very high premium.This is because insurance companies regard driving without insurance on a similar level to drunk driving. As the results of both of these offences, tend to cause injuries to other people and property. As such, this is considered highly inappropriate action that is heavily penalised by insurance companies.Moreover, of course, if you have damaged another vehicle property, it is likely that you will be facing a civil suit for damages. If you cause an injury to another person, while driving without insurance, you could face serious criminal charges. For which you will have no insurance cover to pay for your legal costs. Don't forget, that addition to all of the above, you have no insurance for your own vehicle. Therefore, there will be nobody to pay for the repairs, or if it's written off, to replace it with a new car.In addition, even if you do get away with driving an extended period, without incident, the insurance company will want to know why there is a gap in your insurance record. You could of course lie and say that you have not been driving. Again, this is a huge risk as if you make any false statements on your application. Insurance company will not pay out if you have an accident. If you are driving without insurance, it is more likely that you will actually have an accident, as you are liable to be permanently looking in the mirror to see if there is a police car behind you. The police do not legally have to catch you driving to prove that you are committing an offence. They merely have to prove that the vehicle itself has been used on a public road without proper insurance cover.The Crown Prosecution Service, does not have to prove in any way that you were driving the vehicle. Only that the vehicle is or has been in use. There is no legal defense that allows you to claim they you were unaware that you need insurance, or that you posted of your payment, but never received the documents. Or any other claim to indicate that not having insurance was somehow an oversight is not permissible in law.In the end, driving without insurance will definitely cost you more than, if you had taken out even the cheapest, and most basic third party cover, in the first place.

Volvo P1800: A Giant Leap for Volvo

Volvo P1800: A Giant Leap for Volvo

The very first sports car that Volvo had produced was the Volvo P1900. It was considered to be an automobile tragedy for it did not do well. In fact, it was only able to sell a skimpy sixty eight units. Despite the downfall of Volvos first attempt at producing and manufacturing a sports car, the company still has taken a great leap so as to design and craft another sports vehicle. And this was the very reason for the Volvo P1800. This vehicle started as a project in the year 1957. The person who was behind the project on the Volvo P1800 was Helmer Petterson. Petterson was an engineering consultant in the company and he was also responsible for the Volvo PV 444. The actual design aspect of the Volvo P1800 was crafted by Pettersons son, Pelle Petterson. The company that Pelle Petterson worked for was also the company who built the very first prototypes of the Volvo P1800. Of course, the prototypes were named differently. The first three prototypes held the designations P958 X1, P958 X2, and P958 X3. It was during the last month of 1957 when Helmer Petterson first drove the first hand-built P1800 prototype which was the P958 X1. He then had some engineers look at the prototype and it was agreed that the manufacturing and crafting of this vehicle could start soon and the company would be able to send them off rolling to the streets come the following year. However, Volkswagen the company came into the picture and restricted the engineers and firms who would be crafting the Volvo P1800. It was for the very reason that the company was afraid that it would seriously hurt the sales of their very own line of automobiles. However, as luck would have it, the company was able to locate a good firm that would have the capacity to build Volvos second sports car. The Volvo P1800 made its very first public debut in January of 1960 at Brussels Salon. It showed up as a very attractive sports car that held small fins on the rear fenders. This vehicle held many components shared with other Volvo vehicles like the Volvo 120 series sedan. It held shared parts like its running gear, the 1780 cc overhead valve engine with four cylinders, and most components of its suspension. The suspension of the Volvo P1800 was A-arms with coil springs found at its front and a very solid axle with coils installed at the rear. Volvo has, in the case of the Volvo P1800, made another giant leap and delved into the unfamiliar territory of sports cars. However, it certainly was worth their effort. As part of continuing Volvos tradition and culture of making leaps and going places, Volvo Parts and Used Volvo Parts also continues to produce quality parts for Volvo vehicles. These parts have gone through strict and rigid quality control and standards so as to perfectly suit Volvo vehicles. Volvo Parts and Used Volvo Parts has a vast array of well crafted Volvo P1800 parts, accessories, brakes, steering and a lot more. Customers can choose from its online store that is available 24 hours a day to serve the most demanding needs for Volvo auto parts.

GT Channel Brings To You the Latest in Racing Videos

GT Channel Brings To You the Latest in Racing Videos

Since the day the internet allowed people to publish their videos online, there has been a sort of revolution. Video creators and video submission companies have been jostling for space and attention. People have published funny, interesting as well as bizarre videos. There has been one for everyone Moving aside from this common genre of videos, are the adventure and action sport videos, which have slowly carved a niche among their rapidly growing group of enthusiasts. In the car racing scenario there has been exciting and brisk competition for creating new, attractive and challenging versions of racing videos. Not only have Racing videos evolved and diversified in the past years, they have also been successful in developing a strong fan following and inspiring ardent users to create and share their racing videos online.Providing a strong medium to this passionate group of racing video creators is- GT Channel one of the most happening destinations for enthusiasts of racing videos. GT Channel started operations in 2006 and has progressed rapidly, to be recognized as a comprehensive source on car racing and racing videos. GT Channel has been focused in its efforts to provide professionally created videos, submitted by its numerous users, in a community-based environment. We look forward to original video content from our users, and strive to provide free and accessible videos online, for the maximum benefit of our users. The open flow of information on the internet allows us to bring together a wide network of viewers, creators, and advertisers in a sponsorship marketplace for online videos. GT Channel will help you with all the tools and techniques you will need to distribute your work online and earn money. The more people download, email or post your videos on their website, the more money you earn. You also have the ability to add or remove your videos from GT Channel, at any time. If you are looking for the best collection of exciting racing videos developed by top producers and passionate users all over the world, switch to GT Channel - a haven for car racing fans world wide. We feature top car and racing videos from Hot Version, Best Motoring, and SUPER GT! You'll get to see stock cars, touge racing, tuned cars, circuit and drifting battles. Users can also avail of the wonderful opportunity to upload their racing videos and share them with the online community. The video production division of the company has also earned the worldwide rights to license and distribute Kodansha/2&4 Motoring's popular car video magazine for DVD/Video, TV and clips, to the growing consumer market, through traditional and digital distribution services on www.gtchannel.com.

Diesel and Hybrid Vehicles Gaining Market Share

Diesel and Hybrid Vehicles Gaining Market Share

According to the Specialty Equipment Market Associations (SEMA) first quarter report for 2007, a recent J.D. Power and Associates report has concluded that while gas-powered engines remain dominant in the U.S. market, hybrids and diesels are steadily gaining market share. It is no secret that rising gas prices and environmental concerns are the two main catalysts pushing consumers toward alternative-fuel vehicles. As gas prices rise, diesels seem a natural solution for the United States, especially for manufacturers with large operations in Europe, where diesel cars are already in large demand, said J.D. Power and Associates Automotive Forecasting Manager Kevin Riddell. A vehicle with a modern diesel engine will have 30 percent better fuel economy than a comparable gasoline engine. Plus, advances have made modern diesel engines perform similar to gasoline engines in terms of noise, filtration systems and drive quality, said Riddell. While hybrids still only share a relatively small part of the market, they are enjoying phenomenal annual sales growth. Consumers are becoming more aware of the environmental benefits and fuel-savings recognized by driving a hybrid vehicle. Rental fleets, delivery fleets and taxi companies are adding thousands of hybrids to their vehicle pools. AMSOIL provides superior synthetic lubricants for nearly all applications, including hybrid and diesel-powered vehicles. Not only that, but AMSOIL synthetics improve fuel economy and reduce our impact on the environment by extending drain intervals.

Buying a Car Can Turn You Upside Down

It's expensive buying a car and it only gets more so as time goes on. Over time, the price of new cars has increased faster than the rate of inflation. This isn't entirely due to greed on the part of automakers; cars are also more complicated and useful than they used to be. Sure, they were cheaper in the 1960's, but they didn't include air conditioning, air bags and video systems. Convenience and safety comes at a price.With the increase in price comes an increase in the length of time people are taking to pay off their cars. Few people pay cash; most people take out loans and pay over time. The average car loan, which used to be repaid over a period of three years, now averages about six years in duration. That's a long time to pay for a car, especially if you have no plans to own it for that long.Taking six years to pay for a car has its advantages, as the payments are lower than they would be over a shorter loan term. Such a long loan does have a significant disadvantage, though - you can find yourself in a negative equity, or "upside down", situation. This can be a serious problem - if you should total the car in an accident, your insurance company will only pay you the value of the car, and not the amount you still owe.A buyer is described as being upside down when he or she owes more on a car loan than the car is worth. It's easy to find yourself in an upside situation, and it can occur under any of the following circumstances:Insufficient down payment - Cars depreciate as much as 25% the minute you drive them off of the lot. If you haven't provided enough of a down payment to cover that depreciation, you may find yourself upside down immediately. Trading in too often - Buyers like to trade cars in and roll their outstanding balance into a new loan. These unpaid debts can contribute to negative equity. Too long a loan - Five and six year loans often lead to negative equity. You can often avoid it by keeping the length of loans to three years or less.In order to avoid a potential problem in the event of an accident, you should contact your insurance provider to make sure that you have "gap insurance." Gap insurance will make sure that you are protected should you have an accident while in an upside down situation. Without gap insurance, you may find yourself still making car payments even though you no longer have a car. That is the last thing any car owner wants.

2006 Chevy Corvette: Promises of Amazement

The 2006 Chevy Corvette comes as a well balanced package in a vehicle. It has set refinement in its interior and stance as well as exuding the modern sports car feel. For the past years, the "Chevy Corvette" has consequently received and bagged the Car of the Year award. Starting out as rumors, the 2006 Chevy Corvette has certainly made sure that it would live and outlive the gossip running about. General Motors has made a statement that the 2006 Chevy Corvette is quickest and fastest car that the company has ever produced. This vehicle comes with sophistication and is a high-performance machine. In many ways, the Chevy Corvette shows off its well-mannered and simply ride dynamics as well as an ultra-slick powertrain performance. Its interior is very much made from quality materials that provides a pleasant and comforting experience for those who would be riding in it. To increase down force, the Chevy Corvette will have a rear lip added to it and will also exhibit a more rounded trailing edge. This new car has certainly benefited from its advanced hydro forming frame-rail process that was first introduced to the Chevy C5. The adding in and mounting of Magne Ride shock absorbers has proven to be an advantage for it has provided the 2006 Chevy Corvette an active handling as well as an innovative ride system. This vehicle also bears the Chevy C6 powertrain as well as other technologies that are top in its class. The vehicles engine has the capacity and capability to make 500 horsepower at around 6,200 rpm. Optional is the 7.0 liter LS7 V8 engine that is hand built. This new vehicle would also sport several color schemes that would include white, red, and gold. As for the 2006 Chevy Corvettes exterior, it will boast a more daring look that will reflect General Motors willingness to accept risks when it comes to style and design. The 2006 Chevy Corvette will combine soft curves with machined edges. It will also show off its bold aesthetic design as well as its muscular form and shape from its chiseled front, muscular fenders and flares to its street dominating attitude. The vehicle will hold a full aluminum chassis, large brakes, carbon fiber front fenders and a magnesium engine cradle as well as a removable roof panel. As for the 2006 [*_*]s styling, the vehicle will show off great differences to its predecessors. The front end will receive a revised larger air inlet. Also added in would be a function hood scoop, new side vents, a rear lip spoiler and very unique wheels. The vehicle also lost its power passenger seat along with the electric seat bolsters. By eliminating these, the 2006 [*_*] would be saving much on weight. However, what comes as standard are dual zone air conditioning, leather upholstery made in two tones, and a head up display system. Options for this vehicle include a Bose stereo, side impact airbags, a navigation system, and polished wheels. For the original and best car on the market, nothing is befitting than the excellently crafted [*_*] parts and Chevy parts at Car Parts Rush. This online store has in its stock the highest quality Chevy auto parts that will retain the Chevys driving dynamics coupled up with high technology and amazing design. Customers and visitors can simply browse at Car Parts Rushs website and they can understand why customers and Chevy enthusiasts keep coming back to Car Parts Rush for their auto body parts. Aside from that, Car Parts Rush also takes care of a the task that it has given itself providing loyalty to its customers along with providing excellent products and unequalled service.

Summary

Although you may think that you are saving a lot of money by driving without car insurance, you are actually taking a very high risk which could see you paying out a lot more than the actual cost of car insurance for your vehicle and even face jail.